Mortgage pre-approval is a lender's conditional commitment to lend you a specific amount, based on a review of your finances.
You'll provide documentation of income, assets, debts and credit. The lender reviews this and issues a pre-approval letter stating how much you can borrow.
Pre-approval helps you shop with confidence — you know your budget — and signals to sellers that you're a serious, qualified buyer.
Pre-approval is handled by an appropriately licensed mortgage professional. Jerry can explain how it fits into your overall buying strategy and refer you to the right resources.
Have questions about your situation? Jerry helps buyers, sellers and investors across Northern Utah make informed decisions.
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Jerry Hernandez
Jerry Hernandez is a Northern Utah real estate professional whose experience spans real estate, title, mortgage lending, property investing and construction — giving him a broader perspective on every part of a transaction.
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